Archives April 2024

Samsung Reportedly Working on a Super App for Financial Services
Samsung Reportedly Working on a Super App for Financial Services

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Samsung is trying to enter the commercial banking space with a new super app, as per a report. The South Korean tech giant already has a financial services app called Momino, but now it reportedly wants to upgrade it and turn it into a super app, of the likes of WeChat. If the information is to be believed, this will also mark the entry of the tech giant into the super app space. The company is said tie up with a major bank in South Korea to offer a basket of features with the app.

According to a report by The Korea Economic Daily, Samsung Financial Networks, a business division comprising the tech giant’s four financial affiliates — Samsung Card, Samsung Life Insurance, Samsung Fire & Marine Insurance, and Samsung Securities — is aiming to partner with a leading bank in South Korea to jointly build a super app for financial services. Citing unnamed sources, the report mentioned that the smartphone maker has sent out proposals to five leading banks seeking a partnership for the app.

As per the report, the five banks include KB Kookmin, Shinhan, Hana, Woori and the digital-only K Bank. The proposal is said to contain Samsung’s plans to build a super app on top of its existing financial services app Momino, which already offers multiple services such as money transfer, currency exchange as well as real estate and car price comparisons in South Korea. However, the app is considered to be struggling in popularity with only a few million users.

Reportedly, the five banks will share presentations with Samsung on Tuesday, and a decision on the partnering bank can be reached as early as Wednesday. “Having a Samsung brand in our banking business is a huge strength to become bigger in the Korean financial market,” one of the local banks told the publication.

Despite being a global conglomerate and owning four different financial affiliates, the report highlighted that Samsung is not eligible to own a bank in South Korea. This is the reason it has decided to instead partner with a leading bank to increase its basket-of-services. It is believed that the banking partner will be providing the infrastructure for the project while Samsung will offer software support and its own financial services to make the super app more appealing.


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AT&T
AT&T resets thousands of user passwords as it confirms breached data was its own after all

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American telecommunications behemoth AT&T has finally confirmed the authenticity of the 2021 data breach that spilled sensitive user information on the dark web, and has initiated a mass reset of user passcodes.

Roughly three years ago, privacy blog RestorePrivacy broke the news of a hacker selling sensitive data belonging to more than 70 million AT&T customers. The data allegedly contained people’s names, phone numbers, postal addresses, email addresses, social security numbers, and dates of birth. 

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OnePlus Nord CE4 Review: A Delicate Balance
OnePlus Nord CE4 Review: A Delicate Balance

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The OnePlus Nord CE4 aims to be a solid mid-range device which is expected to deliver the basics going by the brand’s ‘Core Experience’ philosophy. While the Nord CE series started off as a watered-down version of the numbered Nord series, OnePlus has been adding interesting updates that somehow seem to reduce the gap between the CE and non-CE Nord models over the years. This year, unlike previous releases we see OnePlus releasing the new Nord CE4 before the Nord 4. While there is no indicator that OnePlus will announce a Nord 4 this year, the OnePlus Nord CE4 seems to have enough new hardware to warrant an upgrade from its predecessor the Nord CE3.

While it makes for a good upgrade for Nord CE3 users on paper, I’m not too confident about recommending it and here’s why.

OnePlus Nord CE4 Review: Price in India

The OnePlus Nord CE4 unlike last year’s Nord CE3 is available in a single RAM variant. Buyers only get to choose between two storage variants this year. The phone is available in an 8GB RAM and 128GB storage variant which is priced at Rs. 24,999 and 256GB storage option which is priced at Rs. 26,999.

The device is available in two colourways, Dark Chrome, which has a glossy grey finish and Celadon Marble that has a mint-green appearance. We received the 256GB variant in Celadon Marble for review.

OnePlus Nord CE4 Review: Design

Unlike previous releases the Nord CE4 also feels special because it also ushers in the new design language that should have ideally been introduced by the more expensive Nord 4. But since there’s no sign of the OnePlus Nord 4 (launched as the Ace 3V in China) releasing in India yet, the Nord CE4’s design sure feels fresh and new when placed next to any currently available Nord series device available in India.

oneplus nord ce4 design waterdrop cameras back ndtv OnePlusNordCE4  OnePlus

The rear cameras appear like they have been placed in a large drop of water

 

The phone’s rear panel is still made out of polycarbonate and has a glossy finish and so it gathers fingerprints within minutes. But thanks to this bright colourway these are not visible unless you view the phone at an angle. Its curved edge design along with its marble-like texture sure looks the part for a mid-range device. I also like how OnePlus has kept the slightly raised and elongated (capsule-shaped) camera module transparent, which reflects the marble design below it. It looks as if a large water droplet assembled itself on the rear panel with the contrasting dark camera cutouts and lenses floating in it.

The frame just like before is also made from polycarbonate. It has bevelled edges and flat sides that are a contrast to the curved edges of the rear panel. It’s not sharp but does poke a bit into my palm and so I was happy to find a soft silicon-like TPU colour-matched cover in the box, which looks and feels quite premium.

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The OnePlus Nord CE4 comes with an official IP54 certification for dust and water resistance

 

OnePlus claims that its Nord CE4’s design is durable enough to withstand a drop from 1.5 metres and not disassemble itself or shatter from the fall, which is something I did not want to test out, even though the phone felt quite solid in terms of build quality. I did try out spraying some water on the phone as its design is now IP54-rated for dust and water resistance. The phone survived, but it’s a very basic rating as far as IP certifications go. There are budget smartphones that offer the same level of dust and water resistance and devices that offer far better ratings at a slightly higher asking price.

And since it can withstand splashes of water, OnePlus has also baked in its AquaTouch technology from the OnePlus 12 series, to ensure that the screen can be used with damp fingers.

I love the skinny bezel of the front display. The AMOLED panel also enables features like always-on display (AOD) and an optical fingerprint reader which is embedded into the display itself. However these features aren’t new to the Nord CE series. What I did not like is the sharp plastic lipping (or insert) at the edges of the display glass, which creates a bit of friction when using swipe gestures. The display is also a proper smudge magnet and gets messy quickly upon use.

OnePlus Nord CE4 Review: Specifications and software

The OnePlus Nord CE4 packs a fairly new Qualcomm Snapdragon 7 Gen 3 SoC, which is manufactured using the 4nm process node. The processor offers good power efficiency and mid-range performance and sits a notch below the newer Snapdragon 7+ Gen 3 SoC. The SoC is paired with 8GB of LPDDR4x RAM and offers up to 256GB of UFS3.1 internal storage. The phone uses a hybrid SIM arrangement which is good for 2 nano SIM cards or a SIM card and a microSD card combination, which offers storage expansion up to 1TB.

Communication standards include dual-band Wi-Fi, Bluetooth 5.4, a USB Type-C port (USB 2.0), support for several 5G bands and the usual global positioning systems. The phone is powered by a 5,500mAh battery and comes with a 100W charger in the box.

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The OnePlus Nord CE4 offers OxygenOS 14 with Android 14 out of the box

 

Coming to software, the phone offers OxygenOS 14 which is based on Android 14. The phone has been updated to the latest March 2024 Security Patch as well. OnePlus promises 2 years of software updates and 3 years of security updates, which considering that it’s already on Android 14 is pretty good.

The software experience is pretty good, and the phone comes with just one third-party app – Netflix, which is useful. Customisation options include the ability to change and adjust fonts, icons, add themes and modify or customise the colour accents. I wasn’t spammed by any unwanted notifications but I did notice a few double-apps like two browsers and two file-managers.

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The Dynamic Island-like Fluid Cloud feature also makes it to the OnePlus Nord CE4

 

The phone comes with the usual suite of new features that have trickled down from Oppo’s ColorOS 14. This includes Fluid Cloud which is an iOS-like Dynamic Island implementation that floats in the status bar upon minimising a supported app. Thanks to AOD support, the phone can also push out Smart Suggestions, which are like Live Activities in iOS but with limited support for just two apps – Zomato and Swiggy. There’s also lighter AI-enabled features like Smart Image Matting (for picking objects and people from images) and Smart Touch (for extracting text from a screenshot). Lastly, File Dock lets you drag and drop files or images from the Smart Sidebar into supported apps.

OnePlus Nord CE4 Review: Performance

The OnePlus Nord CE4, as its name aptly describes, is all about delivering a well-tuned, yet basic smartphone experience. From a software standpoint, it manages to do that really well with no hiccups, no lag, efficient multitasking, and buttery smooth performance.

With synthetic benchmarks, the phone managed scores that were on par with devices both at and above its price point. At the same time, the phone still falls short of more performance-oriented devices like the Poco X6 Pro.

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The OnePlus Nord CE4 offers a massive 5,500mAh battery with 100W wired charging

 

The OnePlus Nord CE4 managed a score of 8,14,981 points in AnTuTu and scores of 1,154 and 3,000 in Geekbench’s single and multi-core test suites respectively. In graphics benchmarks, the phone managed scores of 5,423 in 3DMark’s Wild Life and 5,553 points in Wild Life Unlimited test suites. GFXBench returned scores of 60 FPS, 60 FPS and 39 FPS in its T-Rex, Manhattan 3.1 and Car Chase test suites.

Loading up Call of Duty: Mobile, the phone felt a bit limited offering a maximum of High graphics and Max frame rate. While the device barely warmed up during the 60 FPS gameplay, the 240Hz touch sampling lagged, leading to plenty of lost tournaments. Asphalt 9: Legends performed as expected for a mid-range device and also offered a 60 FPS mode, which made for buttery smooth graphics and gameplay. Simply put, the phone offers mid-range graphics performance but falls short when it comes to fast-paced first person shooter games.

The phone’s 6.7-inch AMOLED 120Hz display remains unchanged from the previous model and also retains its HDR10 certification. It also offers stereo speakers which I found sufficient while playing games and watching movies. HDR10 support is also available in streaming apps like Netflix and content appears bright and with good dynamic range making for some impressive visuals when watching supported HDR10 content. Brightness is more than sufficient to tackle direct sunlight and the display offers good colours in its Natural screen colour mode. Text and images appeared sharp despite its full-HD+ resolution. The in-display fingerprint reader also worked reliably.

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The large 6.7-inch AMOLED panel offers a 120Hz refresh rate and is HDR10 certified

 

Battery life thanks to the massive battery was pretty good. Our standard battery video loop battery life test managed a jaw-droppingly impressive 32 hours and 21 minutes. The phone offers about a day and a half of battery life with casual usage which also includes an hour of 3D games and about 2 hours of video streaming along with 15-20 minutes of camera usage, which is quite impressive. With heavy and continuous usage, the phone still delivered a whole day of battery life and a bit more. With no camera or gaming usage, it is possible for this phone to last two days on a single charge.

And when the battery does die out, there’s 100W wired charging to bring the phone back to life. The device manages a full charge in just 39 minutes, which is impressive compared to other smartphones available at this price point.

OnePlus Nord CE4 Review: Cameras

OnePlus has replaced the tried and tested Sony IMX890 sensor (from the Nord CE3) on the primary camera with a new 50-megapixel LYT600 ½-inch type sensor with an f/1.8 aperture. The 8-megapixel ultra-wide-angle camera (Sony IMX355) and a 16-megapixel selfie camera remain the same as the previous model. Also omitted with this new camera setup is the dedicated 2-megapixel macro camera from the Nord CE3. The camera interface is typically OnePlus, with plenty of customisation when it comes to camera modes.

OnePlus Nord CE4 daylight camera samples. Top to bottom: Ultra-wide camera, primary camera, 2X digital zoom (Tap images to expand)

 

The primary camera captures vibrant images with saturated colours. Dynamic range is impressive, so there is good detail in shadows when shooting in bright daylight. Photos aren’t oversharpened and there is a good amount of natural depth and separation when shooting objects or people. Switching to the 2X digital zoom, the results as expected aren’t too great. These are digital crops from the primary camera and are good to get a better close-up or for framing, but these aren’t of the lossless variety and so you will notice a drop in image quality and detail overall. While it’s possible to get decent photos in 2X mode, the frame needs to be flooded with light.

The phone does not have a dedicated macro camera, so shooting extreme close-ups is not possible like with the previous Nord CE3. However, you can get close enough (15-20 cms) to objects and thanks to the wide f/1.8 aperture, there’s a natural bokeh behind these objects.

While the Nord CE4 does not have a macro camera/mode, you can get close enough to objects using the primary camera

 

When shooting in low light, details take a hit and textures appear a bit flat and end up looking like paintings in areas with dim lighting. Dynamic range is on the lower side and so there’s less detail in the shadows and dark areas when shooting street-lit scenes. The photos also appear quite washed out and don’t show accurate colours. Perhaps some optimisation is needed with future updates.

Switching to the ultra-wide camera, the photos have decent dynamic range with good detail in the shadows but appear a bit soft. Texture details are on the lower side and pretty much average for a smartphone at this price point. Low light photos come out soft and blurry.

OnePlus Nord CE4 Low light camera samples. Top: Selfie camera (Night mode), bottom: Primary camera (Night mode) (Tap to expand images)

 

Shooting selfies in daylight shows decent facial details but shows below-average edge-detection when using the Portrait mode. In low light, selfies are low on facial details and you will need to fire up the flash to get decent results.

Video recorded at 1080p (30fps and 60fps) appeared scaled down, lacking resolution and detail. However, these do a better job at stabilisation than the 4K 30fps footage. 4K 30fps footage appears too shaky when both panning or walking around but it offers better resolution and detail. Sadly, there’s noticeable noise in the 4K footage even when shooting video in daylight. Low light video recordings at any resolution are too noisy to be usable.

OnePlus Nord CE4 Review: Verdict

The OnePlus Nord CE4 is a solid upgrade when compared to its predecessor the Nord CE3. It gets users a fresh design with an IP rating, a more powerful processor, decent camera performance and a bigger battery with faster charging.

However when compared to the current competition, its pricing is worrisome. This is mainly because its only standout feature seems to be battery life and fast charging. I really wished that it performed better in the camera department.

At the same price point, there’s devices like the Poco X6 Pro (Review) which offers similar camera performance but is a lot better when it comes to gaming and raw performance, which is something the Nord’s target audience (youth) will desire. There’s also the Motorola Edge 40 (Review) which offers good performance, near-stock software experience, quality cameras, wireless charging and an IP68 rating at a now discounted Rs. 26,999.

At a slightly higher price point, sits the very capable Realme 12 Pro+ (Review) which does not offer the raw performance of the Poco X6 Pro, but has a premium design (with an IP65 rating), excellent cameras with good low-light and telephoto performance and good battery life as well.

It’s a bit hard to recommend the OnePlus Nord CE4 unless all you are interested in for your next mid-range smartphone upgrade is big battery life and fast-charging, which as we know is not bad on the newer competing smartphones either. But if you are on a tight budget and want a smooth and stable software experience, OnePlus’s Nord CE4 may just the be right smartphone at the right price.


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5 Things about AI you may have missed today: AI to translate sign language, OpenAI unveiled new office in Tokyo, more
5 Things about AI you may have missed today: AI to translate sign language, OpenAI unveiled new office in Tokyo, more

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AI roundup: A Pune-based startup, Glovatrix has taken advantage of Artificial Intelligence (AI) technology to introduce a voice translation device for sign languages. This is a great step to discard communication barriers among the deaf community. In other news, OpenAI looks for expansions and opens a new office in Tokyo. Know more about such AI news from today. 

  1. A Pune startup leverages AI to translate sign language

A startup named Glovatrix which was founded by Parikshit Sohoni and Aishwarya Karnataki has announced a device for workplace communications which will provide voice translation to sign language. The device is integrated with AI which enables the device to understand the gestures. To train the system, the device tracks details about the movement which enables it to recognize the sign. Currently, the company has raised funding of 75 lakh, according to a Moneycontrol report

Also read: Samsung Galaxy S24 smartphones may soon get ChatGPT-like AI features- Details

2. OpenAI opens new office in Tokyo

As part of global expansion, the famous AI startup, OpenAI open its new office in Tokyo. The move also showcases the company’s efforts to expand international operations. After opening offices in London and Dublin, the Tokyo office will become the first in all of Asia. Furthermore, OpenAI also plans to open offices in Japan due to the country’s growing interest in AI adoption, according to a Bloomberg report

3. A new AI software to create music from video images 

Cinnafilm Inc. announces a new feature of its PixelStrings media transformation products which will create music from video content. According to the Press release, the AI-powered PixelStrings will analyze video content and extract musical themes and synthesise instrumental notes and vocal harmonies from the colours and shapes. However, note that it can only create music from video content. 

Also read: Microsoft and OpenAI to launch $100 billion AI data center project with ‘Stargate’ supercomputer

4. A senior officer of the Delhi Police’s cyber crimes talks about AI-generated deepfake

With elections in India nearing, the growing concerns about AI-generated deepfakes are continuously growing. Cybersecurity experts are continuously sharing warnings about the misuse of artificial intelligence and deepfake technology. Regarding the upcoming challenges, a senior officer of the Delhi Police’s cyber crimes said, “Deepfake videos and voice cloning are two tools that could be massively used during the election campaign. By the time it gets noticed, the damage is already done because it gets spread on social media,” according to a PTI report

Also read: iOS 18 at WWDC 2024: Features, AI upgrades, launch date, supported devices and more

5. PM Modi urges RBI to develop a new banking structure for future needs

At the 90th-anniversary Reserve Bank of India (RBI), Prime Minister Narendra Modi urged the central bank to develop a new banking structure to fund future requirements. He also talked about how artificial intelligence and blockchain are revamping the banking sector. PM Modi said, “In such a situation, we need to think about the changes that will be required in the country’s banking sector and its structure,” according to an ANI report

One more thing! We are now on WhatsApp Channels! Follow us there so you never miss any updates from the world of technology. ‎To follow the HT Tech channel on WhatsApp, click here to join now!

 

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Biktub, Thailand’s Biggest Crypto Exchange, Hiring Advisers for 2025 IPO
Biktub, Thailand’s Biggest Crypto Exchange, Hiring Advisers for 2025 IPO

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Bitkub Capital Group Holdings, the owner of Thailand’s biggest crypto exchange, is planning an initial public offering for 2025, Chief Executive Officer Jirayut Srupsrisopa said in an interview on Monday.

Jirayut said Bitkub plans to go public on the Stock Exchange of Thailand in an effort to boost the company’s profile and raise money. Bitkub is in the process of hiring financial advisers for the listing, he added.

Bitkub had earlier signaled plans to pursue an IPO in Thailand in a 2023 shareholder letter, without specifying a target time frame.

Competition for crypto traders in Southeast Asia’s second-biggest economy is heating up, with both Binance and Kasikornbank Pcl making moves to grab market share from Bitkub in the past six months. The number of active crypto trading accounts in Thailand jumped to 238,000 in March, the highest level since September 2022, according to data tracked by the Securities and Exchange Commission.

In July last year, Bitkub sold a 9.2 percent stake in Bitkub Online, its crypto exchange unit, to Asphere Innovations Pcl for THB 600 million ($16.5 million or roughly Rs. 137 crore). Jirayut said he expects Bitkub Online’s valuation, pegged at about 6 billion baht in the deal, to rise as trading volumes on the platform near levels not seen since the last crypto bull market in 2021.

Bitkub Online accounts for roughly 80 percent of Bitkub Capital’s earnings.

As Bitcoin’s rally to record highs stokes renewed optimism, Bitkub is expanding after cutting its headcount by about 6 percent in 2022 and 2023. Jirayut said he aims to boost the size of the workforce to 3,000 people by 2025, up from 2,000 now.

SCB X Pcl, a financial company that controls the nation’s largest bank by market value, in 2022 scrapped a THB 17.85 billion (roughly Rs. 4,083 crore) plan to acquire a 51 percent stake in Bitkub Online amid increased regulatory scrutiny.

© 2024 Bloomberg LP


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Meta Collaborates With PTI to Expand Its Third-Party Fact-Checking Programme in India
Meta Collaborates With PTI to Expand Its Third-Party Fact-Checking Programme in India

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Meta has joined hands with the Press Trust of India (PTI) to mitigate viral misinformation on its platforms including Facebook, WhatsApp, Instagram, and Threads. As part of the collaboration, PTI will become an independent fact-checker for the company and help in identifying, reviewing, and rating misinformation. With this move, Meta now has partnered with 12 fact-checking agencies in India and has a coverage over content in 16 Indian languages. Notably, the announcement came just days before the start of India’s general elections.

In a press release dated April 1, Meta announced the partnership and said, “Today, we are expanding our third-party fact-checking program in India to include Press Trust of India (PTI), a dedicated fact-checking unit within the newswire’s editorial department. The partnership will enable PTI to identify, review and rate content as misinformation across Meta platforms.”

With this partnership, Meta now has 12 fact-checking partners in India including AFP- Hub, The Quint, NewsChecker, India Today Fact Check, Factly, and more. The social media giant said this has now made India the country with the most third-party fact-checking partners globally across Meta. The company also has an extensive coverage over regional language content with 16 Indian languages covered by the partners besides English, including Hindi, Bengali, Telugu, Kannada, Malayalam, and more.

Meta’s fact-checking programme started in 2016 with an aim to address the problem of viral misinformation, and in particular hoaxes that have no basis in fact. The third-party fact-checking partners keep tabs on such viral content and both identify, rate, and review them. Whenever a fact-checker rates a piece of content as false, altered, or partly false, the company claims to reduce its distribution so that fewer people see it. Additionally, it also notifies users that are trying to share such content about the fact-checker’s rating and adds a warning label that links to the partner’s article with more information about the topic.

The company highlighted that it only collaborates with agencies that are certified through the non-partisan International Fact-Checking Network (IFCN). Meta now has nearly 100 fact-checking partners globally that review and rate misinformation in more than 60 languages.


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The Sympathizer
Everything new on Max in April 2024

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Max‘s April schedule is packed with fresh movies and shows, most of which land on April 1. You can expect a gush of movies pulling different genres onto one platform, and what a way to kick-start April by bingeing all of the films from the Harry Potter series?

As well as other family movies, Max is once again expressing its fondness for Oscar-winning pictures, with The Social Network (2010), Black Swan (2010), and the recent hit The Zone of Interest (2023) are all making their way to the platform this month. There’s also the new series from legendary director Park Chan-Wook with Robert Downey Jr in multiple roles: The Sympathizer. There are definitely some big new additions to our lists of the best Max movies and best Max shows here.

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Copilot imagery from Microsoft
US Congress bans staff from using Microsoft Copilot

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The US House of Representatives has reportedly prohibited congressional staffers from using Microsoft Copilot as part of a security push.

A report from Axios says the House’s Chief Administrative Officer, Catherine Szpindor, claimed that the AI tool poses a risk due to the potential leakage of data to non-approved cloud services.

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GBK slammed after April Fools “joke” raises scam fear

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Gourmet Burger Kitchen (GBK) has been slammed by customers after an April Fool’s joke email left many worried they had been hacked.

The company’s attempt at an April Fool’s joke saw customers sent an email entitled “Order confirmation: 1046758092”, causing some to panic under the belief their accounts had been hacked to place orders without their knowing.



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WhatsApp
WhatsApp’s Chat Lock Feature Might Soon Extend to Linked Devices

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WhatsApp released the Chat Lock feature last year. This feature let users place their chats in a hidden folder that can be only accessed via secured passcodes, fingerprints or face ID. Meta unveiled this feature to improve the security and privacy protection on WhatsApp. Now, the social media giant is reportedly looking to extend the Chat Lock functionality to linked devices. A future update of WhatsApp is said to bring the feature for linked devices. This update has been spotted in WhatsApp for Android beta version 2.24.8.4.

WhatsApp features tracker WABetaInfo claimed that WhatsApp is working on a locked chats feature for linked devices and it will be available in a future update. The publication has spotted a reference about the upcoming feature in the latest WhatsApp beta for Android 2.24.8.4 update that is available via the Google Play Beta programme.

The rumoured locked chats feature is not available for testers now but the report included a preview of the functionality. As per the shared screenshot, the app will allow users to set up secret codes to access chats on linked devices. The secret code will need to be set up from the primary device by heading to Chat Lock Settings>Secret Code option.

As mentioned, WhatsApp rolled out a new Chat Lock feature in May 2023 and this feature is currently limited to primary devices. It offers users more control over their personal and group chats. Notifications from the locked chats will neither show the sender’s name, nor the message preview. Users can view these hidden conversations in a separate locked chat folder that can only be accessed via a passcode, fingerprint, and face ID.

Meta’s developers are constantly rolling out new and upcoming features to WhatsApp through the beta channel. It is reportedly working on enabling international payments via its in-app Unified Payments Interface (UPI) service. Further, WhatsApp for Android is reportedly getting a new feature to set the upload quality of images and videos directly via Settings.


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Google Podcasts App Shutting Down On April 2, Users Asked to Move to YouTube Music



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